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  "It's unlikely that you will move to Wisconsin solely to pay lower closing costs, but you should shop around and compare fees from different loan originators to make sure you get the best deal in your area," said Polyana da Costa, Bankrate's senior mortgage analyst.
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  The RBI set the overall limit for borrowing under the dailyliquidity adjustment facility (LAF) for each bank at 0.5 percentof deposits, outstanding as of the last Friday of the reportingcycle two weeks prior to the current one.
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  So, what will the impact be? Andrea Robertson, who is in charge of clearing for Ucas (the university admissions service), is optimistic that this year will be another good one for clearing and, importantly, more straightforward than the past few. “Last year was so unpredictable because it was the first year with the new controls,” she says. “This year, having gone through that process once, universities and colleges are used to that factor.”
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  The poverty-fighting World Bank, a multilateral development lender, also wants more focus on the harmful effects of climate change. It says a warmer world will hurt the poor and developing countries most of all.
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  Whether the markets have fully gotten the message is not clear. The yield on the 10-year U.S. Treasury note has risen a full percentage point in just two months and stands close to its highest levels since 2011.